Online casino wagering requirements
A wagering requirement is a multiplier on restricted promotional credits. Your own deposited cash is a different pile — regulators often forbid locking that pile behind playthrough.
Answer first
90s| Term | What it means | Math cue |
|---|---|---|
| Restricted credit | Funds you cannot cash until rules clear | Not the same as cashable balance |
| Playthrough / rollover | How much you must wager first | Credit × multiplier |
| Contribution | % of a bet that counts toward the meter | Bet × contribution % |
| Fund order | Which balance is used first on a wager | Terms must say the order |
| Your own cash | Money you deposited | Often withdrawable without playthrough |
| After the meter clears | Restricted credit becomes withdrawable | Caps on those winnings may be banned |
Progress
Restricted credit → meter → cashable
- 1
Restricted credit
Cannot withdraw yet
- 2
Wager meter
Credit × multiplier
- 3
Contribution
Only eligible games count
- 4
Cashable
Meter done under the terms
New Jersey calls these restricted Internet gaming credits and requires the wagering rules in the filed terms before the offer goes live.
Worked example (illustrative math only)
| Input | Value | Note |
|---|---|---|
| Restricted credit | $50 | Not an offer — dummy numbers |
| Multiplier | 20× | Playthrough = $50 × 20 = $1,000 |
| Slot bet that contributes 100% | $2 | Each such bet adds $2 to the meter |
| Bets needed at 100% | 500 bets of $2 | $1,000 ÷ $2 |
| If a game contributes 10% | $2 bet → $0.20 | Meter moves 10× slower |
| Cash you deposited | Separate | NJ: no playthrough on your own funds |
Always replace the dummy numbers with the filed terms for that product. Contribution tables change the real cost of clearing the meter.
Floor rules
Words the meter uses
Know before you sit
- Playthrough
- Also called rollover: the total amount of qualifying wagers required before restricted credit can be withdrawn.
- Contribution
- How much of each wager counts. Slots may count 100%; some table games count less or zero.
- Restricted credit
- Promotional funds locked until wagering or other disclosed limits are met (NJ definition family).
- Fund order
- Whether restricted credit or cashable balance is spent first on a bet — must appear in the terms.
- Cancellation
- NJ systems must let you cancel participation and show what unrestricted cash returns vs what restricted credit is removed.
Sequence
How to read a wagering line in 60 seconds
Step 01
Separate cash from restricted credit
If the product mixes them in one number, find the breakdown. Your cash and locked credit are different rights.
Step 02
Multiply credit × multiplier
That product is the meter you must fill with qualifying wagers — before anything about “winnings caps.”
Step 03
Check contribution by game
A 20× line on a 10% game is effectively 200× of real handle. Zero-contribution games never move the meter.
Step 04
Find fund order and withdraw rules
Terms should say which stack pays the bet and when you may withdraw. NJ forbids playthrough locks on your own deposited funds.
Step 05
Find cancel and expiry
Deadlines, cancellation, and what happens to remaining restricted credit belong in the same disclosure set.
Watch outs
Common mix-ups
01“20×” means I wager $20.
It means twenty times the restricted credit amount — $50 at 20× is a $1,000 meter, not $20.
02Any bet clears the meter.
Only eligible games at their contribution % count. Terms list the exclusions.
03Playthrough also locks my deposit.
In New Jersey internet gaming, operators may not put a wagering requirement on withdrawing a patron’s own funds.
Ranked lists
Open a shortlist that matches this guide
Same intent, inventory first — tap through for the places we already publish for Las Vegas.
After the 90 seconds
Questions before and after you play
A 90-second guide cannot cover every table moment. Tap a group, then a question — answers are short paragraphs, not one-liners.
01Meaning
What are wagering requirements at an online casino?
A disclosed multiplier and game rules that say how much you must wager before restricted promotional credits can be withdrawn. Regulated markets such as New Jersey require those wagering rules in the terms filed with the regulator.
What does playthrough mean?
Playthrough (rollover) is the total qualifying wager amount needed to clear the meter. Compute restricted credit × multiplier, then adjust for each game’s contribution percentage.
02Math
How do I calculate wagering requirements?
Multiply the restricted credit by the stated multiplier to get the meter. Then divide by (bet size × contribution %). Example: $50 × 20× = $1,000; at $2 bets that contribute 100%, that is 500 qualifying bets.
Why do table games clear the meter slowly?
Contribution is often lower than for slots. A $10 blackjack bet at 10% contribution only adds $1 toward a $1,000 meter.
03Your cash
Can an online casino lock my own deposit behind playthrough?
In New Jersey internet gaming, no — operators may not impose a wagering requirement on withdrawing a patron’s own funds. Other states write their own rules; always check that state’s regs and the product terms.
Do gift-card deposits have playthrough?
New Jersey requires a one-time play-through of the full gift-card deposit amount before those funds are eligible for withdrawal. That is a funding rule, separate from promotional-credit multipliers.
Sources
- N.J.A.C. 13:69O-1.12 — Internet and mobile gaming promotions (Cornell LII) · accessed Oct 12, 2026
- N.J.A.C. 13:69O-1.3 — Internet or mobile gaming accounts (Cornell LII) · accessed Oct 12, 2026
- N.J.A.C. 13:69O — Internet and Mobile Gaming (PDF) · accessed Oct 12, 2026
- New Jersey DGE — Internet Gaming Information · accessed Oct 12, 2026